Why do these companies have such power to impact your credit so easily. If you have questions about how making a payment will affect your credit score specifically, we encourage you to contact the credit bureau, If you have questions or need to make a change to your account. Some collectors will offer a pay for delete, you agree to pay, under the condition that they agree to remove it from your creditsome creditors will do it, and I hear some will tell you that they will. Is Convergent Outsourcing legit or a scam? I then, on my own terms, proceeded to pay on my account whatever I could afford via their website. Deletions are a courtesy and some do it. Has your experience with this business or person been good? Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! Further information is available in our FICO Data Privacy Policy. Press J to jump to the feed. b***@convergentusa.com. Work with Lemberg Law out of Wilton, CT. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. For example, you may have a baby on the way or want to apply for a mortgage. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. I asked if she was sure and she said yes. But like most debt collectors, it has a questionable reputation with its customers. Sprint and Convergent Outsourcing Success? - myFICO Forums - 4763742 Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. It often has more success because of its industry knowledge and negotiation tactics. Convergent Outsourcing does not accept payment in exchange for credit deletion. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. I suppose they need to provide: Proof of contract - with sign-on and termination dates. I made arrangement to pay for some equipment for renting it, I did not owe them any money. If you have an account with us, we're here to help! In business since 1950, Convergent is one of Americas leading collections agencies. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. SCAM! In business since 1950, Convergent is one of Americas leading collections agencies. They need to be investigated for fraud!!! My secondary goal is to get this removed ASAP. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. The more complaints are filed by consumers, the more likely they will be investigated for fraud. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. - You can ask them if you pay in full right now, will they delete the Convergent collection. Note: I recorded both Sprint phone conversations. **FORWARD TO THEM A COPY OF YOUR CHAT TRANSCRIPT IF THE CSR SAID IT WOULD BE DELETED! Bryan Sankey is a Sprint Trainer at Convergent Outsourcing based in Renton, Washington. General statment of, "according to sprints policy we cannot delete it. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. Therefore, its important to request debt verification ASAP. This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. Need Help Clearing Up Convergent Outsourcing Collections - reddit PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Doubt they will remove it. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. Unsubscribe at any time. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. If you havent received proof of payment within two weeks, please check your junk/spam box in your email to make sure it doesnt appear there. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. Rude! Further information is available in our FICO Data Privacy Policy. Convergent Outsourcing Sprint bill : r/personalfinance They are a scam. I have the same collections from sprint thru convergent outsourcing on my credit report. ConsumerAffairs is not a government agency. New comments cannot be posted and votes cannot be cast. If someone knows please reply. We also do not buy debts the debt that you may owe is still owned by the original creditor. If you cant secure a goodwill deletion, the next step is to request debt validation from Convergent Outsourcing to identify if theres any inaccurate reporting regarding your debt; this may allow you to delete it. While I'm trying to work things out, is it possible to file a dispute against the Convergent line on my report as they don't own the debt? If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. For more information about reviews on ConsumerAffairs.com please visit our A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. You can send a debt validation letter to Convergent Outsourcing asking it to confirm details of the debt, including: You can use a template if you need help writing your own letter. Wait. Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. People would take advantge of it, skip a payment, and get a deletion. If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion. She said to give them a call and try to settle for less with them. We do send updates to all applicable credit reporting agencies for some clients weekly; we also request that they update a consumers credit report to reflect any payments. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. They are supposed to do that when it's paid. If you weren't paying on it then it went to collections. This is one of the reasons I love the forum, helpful recent experiences. He said all he could do was put this note in my file. Have anyone dealt with sprint/ convergent outsourcing in the past? Do I handle the debt through Convergent? This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Copyright 2022 Consumers Unified LLC. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. With account paid and settled. Please contact the moderators of this subreddit if you have any questions or concerns. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. I wouldn't bother paying or contacting Convergence at all, they will probably be no help. How to Remove Convergent Outsourcing from Your Credit Report - FinanceJar But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. I disputed the claim and was told they would confirm with the company before any further actions took place. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. The original creditor is Sprint (cell phone company). I called sprint, who was very eager to accept a payment to confirm if this was true. It depends on how much they gave access to their system to Convergent. Many companies featured on Money advertise with us. Maryland Residents: This agency is licensed as NMLS ID # 930053. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Ripoff Report | Convergent Outsourcing, Review - Renton, Washington A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. Our content is intended to be used for general information purposes only. They stop taking the money out of my account and listed it as a paid debt on my credit report. They're trying to collect $2,200.39 of which I have no idea what this is. Re: PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT. I was so close to a derogatory free report. More details on software and accessibility are available at WebAIM.org. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. I have an old Sprint account that went into collections via Convergent Outsourcing. Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . I asked her if Convergent owned the debt. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. As a debt collection agency, we work on behalf of our clients to collect outstanding debts and unpaid bills. File your review. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. Maryland Residents: This agency is licensed as NMLS ID # 930053. The Convergent Outsourcing entry should no longer appear, in which case you can continue to make payments until you repay the debt. How did you get in contact with them i need to pay something off but cant reach them. I just want to know who to pay to make sure things are taken off of my reports. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. Who is ED Magedson - Founder, Ripoff Report. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on Convergent Outsourcing, Inc. I want it removed entirely. Convergent Outsourcing Sprint bill . I'd only worry if they fail to indicate that you paid the debt. Learn more about Convergent Outsourcing or view your account with us online. Its location on this page may change next time you visit. They say Im past due in the amount of,$1,613.85. Thank you for visiting Convergent Outsourcing to make a payment on your account. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Apparently it's some kind of credit card or something. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. Convergent Outsourcing help. GO over it with them and see what they got. Join our community, read the PF Wiki, and get on top of your finances! Collection companies typically only agree to this if you paid the debt and havent made any late payments since. The issue is, I never had an account with Sprint. This outsourcing the initial collections is not that uncommon. They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! I told them that it was paid and that was the reason they stopped taking money out of my account and listed this dept as paid on all of my credit reports. Can see right through this one. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. After you submit your information, calls to your number will stop within 24 hours. Show proof if you have. We sincerely hope this represents a satisfactory resolution to your concerns. Debt collection from Convergent Outsourcing on Sprint phones I - reddit Why Ripoff Report will not release author information! A goodwill deletion is where the debt collector agrees to stop reporting the debt out of goodwill. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. They also collect medical debts. Create an account to follow your favorite communities and start taking part in conversations. If that means pay in full, so be it. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". I've slowly over the past few years been getting some negative information removed from my credit report. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. It's the only way to shut them down. We understand that collections is often an emotional and overwhelming process. Legally they've followed to the letter of the law. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. I decided to call Sprint today. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Convergent Outsourcing was the most recent CA to report on this debt. Like it or not. They actually are a debt collections agency. I received a collection letter that I owed T-Mobile 166.80. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Many factors affect your FICO Scores and the interest rates you may receive. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. Oaks, Pennsylvania, Convergent Outsourcing Inc get me to pay $277.36 for a outstanding bill Renton Washington, galaxy asset purchasing Convergent outsourcing,inc saying I owe $6,020.64 Renton Washington, CONVERGENT Outsourcing, INC ACT HOLDING Montgomery Alabama, Convergent Outsourcing Inc. Convergent outsourcing False collection notice Re: PayPal account Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Attempting to collect on a false debt Renton Washington, Convergent Outsourcing Inc. ATERSO01 as return address This notice is being sent to you by a collection agency. I called Sprint to get some information on the account. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. - Tell them you want to pay in full directly for your old bill. Convergent Outsourcing, Inc. is a debt collection agency. Work with Sprint directly if they still own the debt. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. BUT UNJUST DONT PROSPER. Do you owe Convergent Outsourcing money? The letter needs to explain the reason for your late payment and why youre requesting removal.
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